Take Action Before Your Credit Card Debt Is Out Of Control

Not being able to afford your minimum credit card payments can lead to feelings of helplessness, and the phone calls and harassment can quickly become overwhelming. You do not have to subject yourself to the stress and agony that come with not being able to pay your bills. The bankruptcy laws were enacted to help people regain control of their finances and get a fresh start.

Filing Chapter 7 bankruptcy may be a good option for you. Be proactive about your situation. Speak with an experienced bankruptcy lawyer today. Schedule a free consultation at 815-306-4189.

I Can't Afford My Credit Card Payments

Most credit card agreements require you to make at least the minimum payment to stay in good standing. So, what happens when you can no longer afford to make the minimum payments on your credit cards? Your credit cards will most likely lower your limit and increase your interest rate to as much as 30 percent, making your minimum payments even more out of reach.

Eventually your credit card company will hold you in default for failure to make your minimum payments and will engage in collection activity against you. This often starts with harassing phone calls throughout the day and may end up with your credit card company taking legal action against you to recover its debt.

Learn How An Attorney Can Help. Your Consultation Is Free.

Contact my Rockford office today before your situation gets out of control.